Tommy Gair

Tommy Gair

Unapologetic pizza maven. Freelance introvert. Unapologetic internet geek. Avid bacon ninja. Friendly music practitioner. Typical twitter expert.

47 Posts Written
4 Most Common Types of Managed Health Care Plans in the USA

4 Most Common Types of Managed Health Care Plans in the USA

In the United States, health care services are typically provided through either a fee-for-service (FFS) plan or a...

Can I Change Insurers Without Losing Coverage for Pre-Existing Conditions?

Can I Change Insurers Without Losing Coverage for Pre-Existing Conditions?

The Affordable Care Act (ACA) has made it illegal for health insurance companies to deny coverage or charge more due to a ...

Can I Keep My Mental Health Providers if I Switch to a Different Insurer's Network?

Can I Keep My Mental Health Providers if I Switch to a Different Insurer's Network?

When it comes to health insurance, changes can happen at any time. Doctors may leave provider networks, employers may...

The Pros and Cons of Private Health Insurance vs Employer-Sponsored Health Insurance

The Pros and Cons of Private Health Insurance vs Employer-Sponsored Health Insurance

Employer-sponsored health insurance is a health policy selected and purchased by your employer and offered to eligible...

Can I Add Family Members to My Private Health Insurance Plan?

Can I Add Family Members to My Private Health Insurance Plan?

If you're enrolled in a private health insurance plan, you can add a member of your family to your coverage. You can...

How Much Does Health Insurance Cost for a Family of 4 in the US?

How Much Does Health Insurance Cost for a Family of 4 in the US?

Health insurance is an essential part of life in the US, and the cost of coverage for a family of four can vary...

Do Private Health Insurance Plans Cover Vision and Dental Services?

Do Private Health Insurance Plans Cover Vision and Dental Services?

Are you in search of comprehensive dental insurance coverage in North Carolina? If so, Blue Cross NC offers individual,...

Are Private Health Insurance Plans Covering Long-Term Care Services?

Are Private Health Insurance Plans Covering Long-Term Care Services?

When it comes to long-term care services, there are various types of policies that provide benefits. Regular health...

What is Private Health Insurance and What Types are Available?

What is Private Health Insurance and What Types are Available?

Private health insurance is coverage provided by a private entity, such as UnitedHealthcare or Kaiser Permanente, and not ...

Can I Keep My Current Doctor if I Switch to a Different Insurer's Network of Plans?

Can I Keep My Current Doctor if I Switch to a Different Insurer's Network of Plans?

When it comes to health insurance, you don't have to give up your current doctor if you switch to a different insurer's...

What Are the Waiting Periods for Private Health Insurance Plans?

What Are the Waiting Periods for Private Health Insurance Plans?

Often, health insurance has an initial waiting period of 30 to 90 days, with 90 days being the limit required by the...

Are Alternative Medicine Services Covered by Private Health Insurance Plans?

Are Alternative Medicine Services Covered by Private Health Insurance Plans?

When it comes to alternative medicine services, private health insurance plans may provide coverage, but it depends on...

The Pros and Cons of Individual Health Insurance Plans

The Pros and Cons of Individual Health Insurance Plans

When it comes to health insurance, there are many options available. One of the most popular is individual health...

Why is North Carolina Health Insurance So Expensive? A Comprehensive Guide

Why is North Carolina Health Insurance So Expensive? A Comprehensive Guide

North Carolina is a state with a unique healthcare landscape, and residents are feeling the effects of this. With large...

How Much Does the Average American Pay for Private Health Insurance?

How Much Does the Average American Pay for Private Health Insurance?

The amount you pay for your health insurance every month is an important factor to consider when budgeting. In addition...

How Much Should You Spend on Health Insurance?

How Much Should You Spend on Health Insurance?

Deciding how much to spend on health insurance can be a difficult decision. Often, the starting point of an insurance...

How Much Does Private Health Insurance Cost in America Per Month? - An Expert's Guide

How Much Does Private Health Insurance Cost in America Per Month? - An Expert's Guide

The cost of private health insurance in America can vary greatly depending on where you live, the type of plan you...

What Types of Services are Covered by Private Health Insurance Plans?

What Types of Services are Covered by Private Health Insurance Plans?

Private health insurance is a type of coverage that can be offered through an employer or union, or purchased by an...

Why is Personal Health Insurance So Expensive? A Comprehensive Guide

Why is Personal Health Insurance So Expensive? A Comprehensive Guide

Health insurance is an essential part of life for many people, but it can be expensive. There are several factors that...

Navigating The Complexities Of Health Insurance Policies And Business Insurance: The Role Of An Insurance Agency In Ohio

Navigating The Complexities Of Health Insurance Policies And Business Insurance: The Role Of An Insurance Agency In Ohio

Navigating the complexities of health insurance policies and business insurance can be a challenging task for individuals ...

What Are the Restrictions on Hospitals with Private Health Insurance Plans?

What Are the Restrictions on Hospitals with Private Health Insurance Plans?

When it comes to private health insurance plans, there are certain restrictions that you should be aware of. The Privacy...

How to Easily Find Out if Your Doctor or Hospital is In-Network with Your Private Health Insurance Plan

How to Easily Find Out if Your Doctor or Hospital is In-Network with Your Private Health Insurance Plan

Are you looking for a way to determine if your doctor or hospital is in-network with your private health insurance plan?...

Switching Medicare Part D Plans: What You Need to Know

Switching Medicare Part D Plans: What You Need to Know

If you're not satisfied with your current Medicare Part D plan, you may be able to switch to a different one. However,...

What is the Difference Between an HMO and a PPO Plan?

What is the Difference Between an HMO and a PPO Plan?

Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) are two of the most common types of...

Are Private Health Insurance Plans Covering Preventive Care Services?

Are Private Health Insurance Plans Covering Preventive Care Services?

Most health plans are required by law to provide a range of preventive services, such as vaccines and screenings, at no...

What Are the Restrictions on Doctors You Can See with Your Private Health Insurance Plan?

What Are the Restrictions on Doctors You Can See with Your Private Health Insurance Plan?

The Privacy Rule, a federal law, grants you rights to your health information and sets regulations and limits on who can...

What is the Most Common Type of Private Health Insurance?

What is the Most Common Type of Private Health Insurance?

Preferred Provider Organization (PPO) Plans are the most popular type of private health insurance offered by employers....

How Much Does Private Health Insurance Cost? A Comprehensive Guide to Finding Affordable Coverage

How Much Does Private Health Insurance Cost? A Comprehensive Guide to Finding Affordable Coverage

Health insurance is an important part of life, and it's essential to understand the costs associated with it. The amount...

What is Private Health Insurance and How Does it Work? A Comprehensive Guide

What is Private Health Insurance and How Does it Work? A Comprehensive Guide

If you're considering getting private health insurance, you may be wondering what it is and how it works. Private health...

Do Private Health Insurance Plans Cover Prescription Drugs?

Do Private Health Insurance Plans Cover Prescription Drugs?

Health insurance plans usually provide coverage for prescription drugs, but the extent of coverage varies depending on...

Can I Keep My Current Vision and Dental Providers if I Switch to a Different Insurer's Network?

Can I Keep My Current Vision and Dental Providers if I Switch to a Different Insurer's Network?

If you're considering switching to a different insurer's network of plans, you may be wondering if you can keep your...

Do I Need Pre-Authorization for Private Health Insurance Services? A Comprehensive Guide

Do I Need Pre-Authorization for Private Health Insurance Services? A Comprehensive Guide

Prior authorization and prior authorization are often used interchangeably and refer to the same thing, as do terms such...

What Happens When You Need to Go to an Out-of-Network Provider with Your Private Health Insurance Plan?

What Happens When You Need to Go to an Out-of-Network Provider with Your Private Health Insurance Plan?

Out-of-network providers are those doctors, hospitals, and other healthcare providers that do not participate in a...

How Much Does the Average Person Pay for Health Insurance in the US?

How Much Does the Average Person Pay for Health Insurance in the US?

Most people need more medical care as they age, and health insurance rates may increase to cover expected costs. To help...

Understanding Health Savings Accounts (HSAs): What They Are and How They Work

Understanding Health Savings Accounts (HSAs): What They Are and How They Work

Health Savings Accounts (HSAs) are a type of savings account that allows individuals to save money on taxes for...

What Types of Private Health Insurance are Available? A Comprehensive Guide

What Types of Private Health Insurance are Available? A Comprehensive Guide

When it comes to health insurance, there are a variety of plans available to meet different needs. As a member, you have...

Secure Your Well-being: Understanding The Significance Of Health Insurance Policies In Florida

Secure Your Well-being: Understanding The Significance Of Health Insurance Policies In Florida

In today's fast-paced and unpredictable world, safeguarding your health has become more crucial. With the rising costs of ...

Do Private Health Insurance Plans Cover Mental Health Services?

Do Private Health Insurance Plans Cover Mental Health Services?

Under the Affordable Care Act, all plans purchased through the Health Insurance Marketplace must cover 10 essential...

The Difference Between Private and Public Health Insurance: A Comprehensive Guide

The Difference Between Private and Public Health Insurance: A Comprehensive Guide

When it comes to health insurance, there are two main types of coverage: private and public. Private health insurance is...

How Long Does It Take for My Private Health Insurance Claim to Be Processed? - An Expert's Guide

How Long Does It Take for My Private Health Insurance Claim to Be Processed? - An Expert's Guide

If you've filed a claim with your private health insurance plan, you may be wondering how long it will take to be...

Filing a Claim with Your Private Health Insurance Plan: A Step-by-Step Guide

Filing a Claim with Your Private Health Insurance Plan: A Step-by-Step Guide

When you or a loved one is in need of medical care, the last thing you want to think about is filing an insurance claim....

Understanding the Different Types of Health Insurance Plans

Understanding the Different Types of Health Insurance Plans

Health insurance is an essential part of life, and it's important to be aware of the various plans available. The most...